4 articles tagged with “Payments”
The chargeback ratio threshold that puts card acceptance at risk is about 1 percent in practice, with formal Visa and Mastercard triggers at 1.5 to 2.2 percent. Here is the math and the dollar cost of crossing.
Currency conversion fees take a markup on top of the mid-market rate plus a presentment-to-payout spread, costing a cross-border order a full margin point or more.
Your real ShopLine transaction fee is an effective take rate that stacks processing, a flat per-order fee, the Traffic Maintenance Fee, and refund fees well above the headline card rate.
A ShopLine payout freezes for a reserve or a chargeback. See why, what the hold actually costs in tied-up cash, and the playbook to release funds.